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Your privacy is important to us at Teresa Brewer Insurance Agent, and we are committed to respecting your privacy on this site. To provide our Services, we will require certain information-particularly and personal or financial information (PII).   We understand that you have a right to know how we will utilize the personal information you provide to us.  Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal information.  This Privacy Policy supplements Teresa Brewer Insurance Agent's general privacy statement by describing our practices and procedures relating to the information that we collect or that is made available through this website.  All information collected from this website is subject to the applicable privacy laws and regulations and will be handled according to Teresa Brewer's Insurance Agent's general privacy statement and this Privacy Policy.

You understand that Teresa Brewer Insurance Agent, obtains certain "nonpublic personally identifiable information" about you (Personally Identifiable Information}. This Personally Identifiable Information includes information we receive from you on online applications for insurance or other forms and information about your transactions with us and information. Teresa Brewer Insurance Agent may use certain of your PII subject to the terms of the Privacy Policy.

Teresa Brewer Insurance Agent protects your PII by:

• restricting access to your Personally Identifiable Information (PII) to authorized individuals who need to know this information in order to provide service and products to you;
  
• maintaining physical, electronic, and procedural safeguards that protect your PII;
  
• not disclosing PII about you or any former customers to anyone, except as permitted by law; and
  

not allowing employees to share your PII outside the company except as authorized by you or for a specific business purpose.  We do share this information with: 

1. insurance companies and insurance service providers
   
2. companies that are link with our website.

• ​We do not sell your personal information to anyone.
  
• We do not share your information with companies that would use it to contact you about their own products and services
  
• We require persons or organizations that represent or assist us in servicing your policy to keep your information confidential.

Information Collection
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy through us. We will also ask you to provide your personal information to us when you send an e-mail to us from this Web site. When you enroll for an insurance policy through Teresa Brewer Insurance Agent, we will ask you to provide your name, home address, mailing address, telephone number, and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. 

We will maintain a record of your information at the offices of Teresa Brewer Insurance Agent so we can provide you with policyholder service. The employees of Teresa Brewer Insurance Agent are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer's personal information. 

When you purchase an insurance policy through the Teresa Brewer Insurance Agent, website, you will provide us with certain personally identifiable information including your e-mail address.

You do not need to call or do anything as a result of this Privacy Policy.  It is meant to advise how we safeguard your PII. You may wish to file a copy of this Privacy Policy with your insurance papers. We make every effort to protect your PII and only use it as was intended by you and as allowed by law.

What Personal Information Do We Have and Where Do We Get It

Teresa Brewer Insurance Agent's website is available without collecting any personally identifiable information from you. However, the Teresa Brewer Insurance Agent website does collect Personally Identifiable information that you provide voluntarily or in the course of using the Teresa Brewer Insurance Agent website.

We may collect the following information:

• ​name, telephone, social security number
  
• contact information including email address
  
• demographic information such as postcode
  
• other information relevant quotes and/or offers
  

To retrieve or submit any information through the TBIA Website, individuals must be associated with TBIA as an agent, customer, employee, provider, company-authorized link, or otherwise have a file with Teresa Brewer Insurance Agent.

By submitting Personal Identifiable Information through the Teresa Brewer Insurance Agent website, you agree to the terms of this Privacy Policy, you expressly consent to the processing of your Personally Identifiable Information according to this Privacy Policy.

How We Use and Share Your Personal Information

​In the course of normal business activities, we use and share your personal information with persons or organizations within and outside of Teresa Brewer Insurance Agent, for business purposes as permitted.  For example, we may do this to:

• Prevent fraud
  
• Comply with requests from regulatory and law enforcement authorities

The person or organization with whom we may share your personal information may include, among others:

• Your agent, broker
  
• Companies that perform services: such as insurers, marketplace, and other insurance companies play a role in insurance transactions with you.
  
• Those who request information according to a subpoena or court order
  

The Internet and Your Information Security

Our website provides information about us, our products, and the organization and brokers/agents that represent us.  Teresa Brewer Insurance Agent website does not gather certain information automatically and stores it in log files which may include internet protocol (IP) address, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and or/or clickstream data. We do not link this automatically-collected data to other information.  

Our third-party companies, which we may or may not do business with (such as Google, Adobe, and GoDaddy) use cookies, analytics, re-marketing, and other technology to help us provide users with a better service and a more customized web experience. Additionally, they use tracking services, analytics, and other technologies to monitor visits to teresamymedquote.com.  The website may also use web beacons (also called clear GIFs or pixel tags) in conjunction with cookies. If you prefer, you can choose to not accept cookies by changing the settings on your web browser. Many commercial Internet sites use cookies; a cookie enables the site to label you as a particular user, but it does not identify you by name or address unless you have provided such information (over the Internet or otherwise) or set up preferences in your browser to do so automatically.

The information we collect or through insurers, we have an agreement or are linked with, may collect your internet service, your e-mail address, and personal information you give us in addition to your e-mail address, which is not sold or in any way voluntarily disclosed to third parties, except our agents, companies in agreement, unless disclosure is required by law.

Other Websites and Links

Teresa Brewer Insurance Agent's website may include links to other websites that we think will be of interest to you and are not operated by Teresa Brewer Insurance Agent. These third-party websites have separate data collection and privacy practices independent from ours, and Teresa Brewer Insurance Agent cannot be responsible for the policies or activities of such other websites. Please contact such third parties directly if you have questions about their privacy policies.

What Security Procedures Do We Use to Guard Against the Loss, Misuse, Alteration, or Theft of Information While that Information is Being Submitted through the Teresa Brewer Insurance Website Over the Internet?

To help ensure the security of the personal and financial information that you submit to this site, we use security software to encrypt the information before and during its transmission through the Internet. We allow information to be submitted for transmission if your browser is compatible with our security software. If your browser is not compatible, you will receive a message indicating your transaction can be completed but at a lower level of security.  We use a secure server implementing the Secure Sockets layer (SSL) protocol to interact with you to safe guard the information you submit when you visit our Web site.

Teresa Brewer Insurance website provides links to other sites as a convenience to persons who visit the website. If you choose to use the services provided by those sites, you may be asked by those sites to provide certain personally identifiable information.  Please be aware that we are not responsible for the privacy practices of those sites.  We encourage you to be aware when you leave our site and to read the privacy policies of every Website that you visit, as the privacy policies of those sites may differ from ours.​

Social Media (Features) and Widgets

Our website site includes Social Media Features, such as the Facebook Like button and the Share This button or interactive mini-programs that run on our site. These Features may collect your IP address, and which page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.

Opting out of Correspondence

TBIW may ask you if you are interested in learning more about the products and services that we represent. If you elect to receive this information, we may use your e-mail address or mailing address to respond to your inquiry.  You may always decline the option of receiving information from us about Teresa Brewer Insurance products and services.  You may opt out of these mailings and other types of communication from us by sending an e-mail to: teresa@teresamymedquote.com

Disclaimer
Please contact our office at 832.293.3005 to discuss specific coverage details and your insurance needs. To protect your privacy, please do not send us your confidential personal information by unprotected email. Instead, discuss that personal information with us by phone.

Statements on this website as to policies and coverage and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their situation. 

Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact a qualified professional. 

Changes to the Privacy Policy

We encourage you to review our Privacy Policy not just the first time you visit the TBIA website but periodically afterward since we may modify our Privacy Policy from time to time. The Date of the last Update of the Privacy Policy will always be posted below:

This Privacy Policy was Last Revised on September 25, 2024.

If we make any substantive changes to our Privacy Policy in the future concerning how we use your Personally Identifiable Information, we will incorporate those changes here. Your continued use of the TBIA website after the changes are posted constitutes your agreement to the changes, both concerning the information we have previously collected from you and the information we collect from you in the future. If you do not agree to the changes, please discontinue the use of the TBIA website.

Complaints

If you believe your privacy rights have been violated, you may file a complaint with TBIA (teresa@teresamymedquote.com or with CMS

Contact: Please get in touch with the Privacy Officer at 832.293.3005, If you have a complaint.

• Do you have any questions about this Notice; or
  
• You wish instructions on how to obtain a form to exercise your rights. 

How to Contact Us

We appreciate your questions or comments about this Privacy Policy, the practices of the TBI website, or your dealings with TBI. Please e-mail:teresa@teresamymedquote.com, or you can mail 400 N Sam Houston Parkway E Suite 210A Houston Texas 77060.